Hypothetical, not a forecast

Policy proposal · November 2026

About $5,500 of shares. Then time.

By executive action, the President contributes Treasury’s shares of Fannie Mae and Freddie Mac into the Trump Account of every American child under 18. Those shares stay, and they are designated for a first-home down payment or purchase. Then comes the orderly conservatorship exit. As that conservatorship exit materializes, those shares could rise in value. If the potential value is $400 billion or more, each of the 72,021,348 children under 18 holds about $5,500 of shares. The unrounded equal share is $5,554. From age 5 to 30, that stake could grow to about $60,175 at 10% a year, about $105,539 at 12.5%, or about $182,829 at 15%. A couple on the 15% path could hold about $360,000, about 86% of the October 2026 median existing-home price of $416,700. Every one of those growth figures is hypothetical. None of them is a guarantee. Once FHFA removes the duplicative capital buffers, capital requirements are met and dividends start. They are reinvested in index funds within 30 days inside the accounts. That reinvestment sits inside the hypothetical total return. It is not a second yield on top of it.